ANV Group Launches PacificPoint to Tackle US Earthquake and Commercial Property Risks

ANV Group Holdings Ltd. has launched ANV PacificPoint, a new MGA focused on Difference-in-Conditions and earthquake insurance for US commercial property. For brokers and carriers, this introduces $30 million in specialized capacity into a volatile catastrophe market, backed by the institutional weight of Blackstone Credit & Insurance and AmTrust.

What was announced

ANV PacificPoint is the third business to emerge from ANV LaunchPad, the group’s dedicated MGA incubator. The platform is designed specifically for wholesale brokers dealing with complex commercial property risks, offering coverage for both individual assets and large, multi-location portfolios. The primary focus is on earthquake risks and Difference-in-Conditions (DIC) policies, which are critical for filling gaps in standard property coverage where specific perils might be excluded.

The business is led by Todd Ruyak, who serves as President, and Eric Mihailovich, who joins as Executive Vice President. Together, the pair brings over 60 years of insurance industry experience, with a specific focus on earthquake and DIC underwriting spanning five decades. This leadership team is tasked with providing disciplined underwriting and dedicated market support in a sector where technical expertise is often the primary barrier to entry. By providing up to $30 million in capacity, the MGA aims to provide meaningful participation in a market segment that frequently faces capacity constraints due to the high severity and modeling complexity of potential losses across the United States.

"The earthquake market continues to require deep underwriting expertise and reliable capacity," said Todd Ruyak, President of ANV PacificPoint. "ANV LaunchPad provides the structure and support to build a focused earthquake and DIC offering, enabling us to help brokers navigate complex exposures through disciplined underwriting, responsive service, and meaningful capacity."

Todd Ruyak, President of ANV PacificPoint

The companies involved

ANV Group Holdings Ltd. operates as a global insurance intermediary platform. The company functions by assembling a portfolio of specialty insurance businesses, providing them with strategic support, capital, and the operational infrastructure required to scale. ANV is notably backed by two major industry players: AmTrust and Blackstone Credit & Insurance. This backing provides the platform's businesses with a stable capital base and the differentiated capabilities required to serve sophisticated distribution partners.

The incubator through which this new entity was formed, ANV LaunchPad, is central to the group's strategy of identifying underwriting leaders and providing them with a platform to build expertise-driven businesses. Blackstone Credit & Insurance, a segment of the global investment firm Blackstone, provides significant financial backing to the platform, while AmTrust brings its extensive experience as a multinational property and casualty insurer. This combination of private credit and established insurance capital positions ANV as a significant player in the specialty intermediary space, focusing on markets where specialized underwriting is a primary competitive advantage.

What FF News has reported before

FF News has followed ANV’s rapid expansion through both acquisitions and internal platform launches. In late 2026, the publication reported on how the ANV Group Bolsters Credit & Protection Segment with Acquisition of Assured Underwriting Group, which strengthened its position in the credit insurance space. This followed the group’s move into the automotive sector with the ANV Group Scales Global Vehicle Warranty Footprint with Car Care Plan Acquisition. Additionally, FF News covered the strategic rebranding and leadership appointment at ANV Group Rebrands SCIS to ANV Comp to Scale US Workers’ Compensation Platform, highlighting the company’s focus on scaling specialized US platforms through its intermediary model.

What this means from an insurtech perspective

From an insurance and underwriting perspective, the launch of ANV PacificPoint underscores the growing importance of the "MGA-as-a-Service" model in catastrophe-exposed markets. By utilizing an incubator like ANV LaunchPad, the group is effectively decoupling specialized underwriting talent from the legacy constraints of large, multi-line carriers. This move puts pressure on traditional property insurers who may struggle to match the speed and niche focus of an MGA backed by Blackstone’s flexible capital. For the broader market, it signals that the path to profitability in earthquake and DIC risks lies in high-conviction, expertise-led underwriting rather than broad-market capacity. The success of this model will depend on maintaining disciplined loss ratios in an increasingly complex regulatory and climate environment.