AI-Native Broker Belem Appoints Matthieu Stefani and Clémence Lepic as Late Founders to Scale Tech Insurance

Quick Summary

AI-native insurance broker Belem provides specialized coverage for emerging tech risks including cyber, AI hallucinations, and crypto assets. By utilizing proprietary AI agents, Belem automates traditional brokerage tasks, reducing audit times from weeks to hours for companies with revenues between €10M and €1Bn.

How Does Belem Address Emerging Tech Risks?

AI-native insurance broker Belem is specifically designed to tackle the protection gap in the modern economy. Traditional insurers often struggle with rapidly evolving threats like ransomware and algorithmic liability. Belem solves this by deploying proprietary AI agents that automate manual underwriting processes, allowing for tailored insurance programmes that are delivered faster and more accurately than legacy competitors.

• Cyber and Ransomware protection for high-growth digital firms.
• AI Hallucination coverage for companies deploying large language models.
• Crypto and Web3 asset protection for the decentralized finance sector.
• International risk management spanning across 30 different countries.

What Results Has Belem's AI-Native Model Delivered?

The AI-native insurance broker has demonstrated significant commercial traction since its 2025 launch. Operating as a bootstrapped and profitable entity, Belem has achieved a 300% growth rate in the first half of 2026. Their efficiency-first approach has resulted in a 100% claims settlement rate and an industry-leading 0.5% churn rate among its 200+ clients.

• 300% revenue growth recorded between January and May 2026.
• Hours vs Weeks: Risk identification time reduced from traditional benchmarks.
• €10M to €1Bn: Target revenue range for mid-market industrial and tech clients.
• 30+ countries supported through specialized international insurance programmes.

How Will Late Founders Matthieu Stefani and Clémence Lepic Impact Growth?

The appointment of Matthieu Stefani and Clémence Lepic as Late Founders is a strategic move to embed Belem further into the French tech ecosystem. Stefani, a co-founder of OVNI Capital, brings deep ties to the venture capital world, while Lepic’s expertise in media brand building will amplify Belem's reach. This partnership aims to position Belem as the authoritative insurance partner for entrepreneurs navigating the complexities of the new economy.

FF NEWS TAKE:

Belem is a prime example of how an AI-native insurance broker can disrupt a stagnant industry. By focusing on "uninsurable" risks like AI hallucinations and crypto, they are capturing a high-value niche that legacy brokers ignore. Their profitable, bootstrapped status in a high-growth phase suggests a sustainable business model that truly moves the needle for tech-heavy SMEs and mid-market firms globally.