Roamly Appoints Christine Franzi as Head of Insurance Programs to Scale Mobility Offerings

Roamly’s appointment of Christine Franzi as Head of Insurance Programs signals a strategic push into the complex mobility sector. For carriers and MGAs, this move highlights the growing demand for specialized underwriting in the shared economy, where traditional commercial auto products often struggle to price emerging risks like autonomous fleets and carsharing platforms effectively.

What was announced

Roamly, the specialty insurance arm of The Ride Platform, has hired Christine Franzi to lead its insurance programs as the firm expands its footprint across North America and Europe. Franzi joins from Mobilitas Insurance, a CSAA Insurance Group subsidiary, where she managed a profitable commercial auto portfolio focused on the shared economy. Her experience includes launching products for autonomous vehicles and ridesharing, as well as a tenure at Munich Re’s Digital Partners and Esurance. At Roamly, she will oversee the scaling of mobility insurance offerings that target carshare, rideshare, delivery, RV, and autonomous fleets.

The company aims to leverage connected vehicle data and a rapid rating engine to provide more accurate risk selection than legacy systems. This leadership addition follows several key milestones for the firm, including its 2025 appointment as a Lloyd’s Coverholder and the opening of a dedicated London hub earlier this year. The expansion is designed to serve independent operators who require insurance built for non-traditional usage patterns, moving away from the industry standard of "bolting" shared-economy risks onto existing personal or commercial auto policies. By integrating actuarial foundations with modern data processing, the program aims to improve pricing decisions for fleets that do not fit the standard insurance mold.

The companies involved

Roamly is a specialty insurance provider and a key component of The Ride Platform. The company has established itself as a significant player in the mobility space, particularly within the recreational vehicle and shared economy markets. Unlike traditional carriers, Roamly focuses on integrating technology directly into the underwriting process, utilizing real-time data to price risks that are often excluded or poorly rated by standard insurers. The Ride Platform serves as the parent entity, supporting Roamly’s expansion into global markets.

Roamly’s recent growth has been marked by a shift toward international operations, evidenced by the establishment of its London office to manage global mobility insurance strategy. The company’s status as a Lloyd’s Coverholder allows it to tap into specialized capital and underwriting expertise, further cementing its position as a bridge between high-tech mobility platforms and traditional reinsurance markets. This corporate structure enables Roamly to operate with the agility of an MGA while maintaining the backing and regulatory framework required for multi-national insurance programs.

What FF News has reported before

FF News has closely followed Roamly’s rapid expansion and product innovation. In July 2026, we covered how Roamly Expands to London and Appoints Dan Severin to Lead Global Mobility Insurance Strategy, a move that laid the groundwork for its current European push. Earlier that year, the company made waves when Roamly Launches World’s First Real-Time Insurance for Autonomous Fleets with a 50% Discount, demonstrating its commitment to data-driven pricing. We also reported on its distribution growth when Roamly’s Specialty RV Insurance Now Available to Agents on bolt’s Platform Nationwide. These developments followed the company’s 2025 milestone where Roamly Launches AI-Powered Carshare Insurance Following Lloyd's Coverholder Appointment and Celent Innovation Award.

What this means from an insurtech perspective

This appointment highlights a critical tension in the commercial auto market: the failure of legacy core systems to handle high-frequency, real-time data from mobility platforms. By hiring a leader with both actuarial roots and experience at Munich Re’s Digital Partners, Roamly is challenging incumbent carriers who still rely on static annual premiums for dynamic risks. For brokers and MGAs, the pressure is mounting to provide flexible coverage that matches actual vehicle usage. As autonomous and carshare fleets grow, the industry is moving toward a model where underwriting is a continuous process rather than a point-in-time event, potentially leaving traditional insurers with adverse selection if they cannot match Roamly’s speed in pricing.