Insurtech Eye — Insurance Technology News

Safepoint Holdings Selects ZestyAI to Implement Precision Underwriting and Streamline Inspections With AI

By Dominic Sow · 11 February 2025

zesty ai
ZestyAI, the leader in AI-powered climate and property risk analytics, today announced a partnership with Safepoint Holdings, a regional property insurance group managing over 200,000 policyholders across Florida, Louisiana, Texas, Mississippi, and Alabama. By integrating ZestyAI’s advanced property risk insights, Safepoint can assess large property portfolios with greater precision, improving underwriting accuracy and enhancing access to coverage. The partnership also strengthens Safepoint’s loss cost control strategy by leveraging AI-powered analytics to predict and manage risk more effectively.  With high-resolution aerial imagery and machine learning-driven property insights, Safepoint can refine its inspection process—reducing unnecessary site visits, optimizing resource allocation, and streamlining operations while maintaining rigorous risk assessment standards. “ZestyAI’s property insights have set a new benchmark for accuracy and innovation,” said David Flitman, CEO of Safepoint Holdings. “The flexibility of their solutions and the ability to evaluate large insured portfolios in a matter of days provide tremendous value to us. This partnership will allow us to better serve our policyholders by proactively managing risk while making our operations more efficient.” ZestyAI’s Advanced Risk Solutions Adopted by Safepoint:
  • Z-PROPERTY Digital Roof™: Analyzes key drivers of roof-related risk using AI-powered 3D modeling of high-resolution aerial imagery, improving Safepoint’s risk selection process and optimizing inspections by identifying properties requiring on-site evaluations.
  • Z-PROPERTY Location Insights: Provides property-specific risk assessments for over 150 million properties across the U.S., identifying hazards such as overhanging vegetation and lot debris to uncover hidden risks, streamline workflows, and align premiums with actual risk.
  • Roof Age: Combines 20+ years of aerial imagery with verified building permit data, achieving 92%+ accuracy in roof age estimation. This eliminates reliance on self-reported or incomplete data, improving pricing precision, reducing claims exposure, and informing eligibility decisions.
“With AI-driven property intelligence, Safepoint can make better risk decisions, lower costs, and expand coverage in high-climate-risk states,” said Attila Toth, Founder and CEO of ZestyAI. “We’re excited to provide the insights Safepoint needs to strengthen underwriting and better serve policyholders.” This partnership supports Safepoint’s expansion, enabling efficient scaling while maintaining cost-effective, reliable coverage. Safepoint Holdings operates with a combined policyholder surplus of approximately $150 million, with Safepoint Insurance Co. holding $70 million. Safepoint Holdings Founded in 2013, Safepoint Holdings, Inc., is a seasoned property and casualty insurance holding company headquartered in Tampa, Florida, with a successful 11-year track record of disciplined underwriting.  The business strategy is to combine sophisticated actuarial analytics and risk management expertise to provide better value to individuals and businesses in underserved U.S. coastal and other catastrophe-prone property markets.  Safepoint Holdings is responsible for the management and operations of three insurance carriers – Safepoint Insurance Company, Cajun Underwriters Reciprocal Exchange, and Manatee Insurance Exchange – with a combined policyholder surplus of $150 million.

Companies in this story: ZestyAI

People in this story: Attila Toth

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