Pivix Launches Nationwide Monoline Assault and Battery Insurance Program for High-Risk Venues

Quick Summary

Pivix Specialty Insurance Services has launched a nationwide monoline assault and battery insurance program to address shrinking coverage in the general liability market. The program offers $1 million per occurrence limits for high-risk accounts like bars, hotels, and retail stores via wholesale brokers.

How Does Pivix Solve the Assault and Battery Coverage Gap?

Specialized monoline coverage is the core solution Pivix provides to a market where traditional general liability carriers are increasingly restrictive. By launching this dedicated assault and battery insurance program, Pivix ensures that businesses in high-traffic sectors can secure the specific protections required by modern lenders. The program is backed by an A+ AM Best rated insurer, providing the financial stability necessary for excess and surplus (E&S) lines.

“Over the past several years, assault and battery coverage has been shrinking in the general liability marketplace,” Michael Gramm, Senior Vice President and Chief Underwriting Officer-Brokerage at Pivix, said. “We developed this program specifically to address that gap, with limits structured to satisfy the new lending requirements and brokers looking for complete coverage.”

Which Businesses Benefit from the New Monoline Program?

Wholesale insurance brokers can now offer their clients tailored protection across a wide range of commercial properties. The program specifically targets high-risk hospitality venues and residential complexes that often struggle to find comprehensive liability terms. Key target segments include:

• Apartment complexes and condominium associations.
• Hotels, restaurants, and bars requiring high-limit protection.
• Retail stores and lessor’s risk properties.
• Homeowner associations (HOAs) facing evolving liability needs.

By providing $1 million limits per occurrence and a $2 million aggregate, Pivix meets the standard market needs for robust security-related risk management.

What Results Has the Pivix Platform Delivered?

Rapid platform expansion has been a hallmark of Pivix since its founding in 2024. The company has quickly moved from a primary general liability brokerage to a multi-faceted MGA with contract binding capabilities for small commercial businesses. This latest launch demonstrates their ability to respond to market shifts with speed and precision.

“The Pivix platform is built to respond quickly to evolving needs in the market,” Pivix President and CEO Mike Miller said. “We’ve made significant progress expanding our capabilities, and the launch of the assault and battery program is another important step in that growth. We see a strong pipeline of opportunities ahead and are excited about the continued expansion of the Pivix platform.”

FF NEWS TAKE:

Pivix is hitting a major pain point in the E&S market. As social inflation and rising litigation costs drive standard carriers away from security-related risks, the demand for specialized assault and battery insurance continues to rise. This move doesn't just move the needle; it fills a void for wholesale brokers who have been struggling to piece together adequate coverage for the hospitality and habitational sectors.