Lemonade Expands AI-Powered Pet Insurance to Kentucky: Instant Claims Now Live for Bluegrass State Pet Parents

Lemonade (NYSE: LMND), the tech-first insurance company, today announced the launch of Lemonade Pet Insurance in Kentucky. Pet parents across the state can now get a quote in minutes, customize their coverage, and file claims directly in the Lemonade app.

Lemonade Pet gives customers coverage that they can tailor to their own budget and claims that are paid instantly rather than weeks or months. With this launch, Lemonade Pet Insurance is now available in 44 states plus Washington, D.C. – a meaningful step in the company's plan to make its full product suite available to customers nationwide.

"Kentuckians love their pets, and they shouldn't have to navigate an outdated claims process to take care of them," said Yael Cohen, SVP of Pet and Life at Lemonade. "We built Lemonade Pet to be the opposite of that – you pick the coverage that fits your life, snap a photo of the vet bill, and a lot of the time you're paid before you've left the parking lot."

Lemonade Pet Insurance covers diagnostics, procedures, and medications for accidents and illnesses, with customers choosing their own annual deductible, reimbursement rate, and coverage limit. Optional add-ons include vet visit fees, dental illness, physical therapy, behavioral conditions, and end-of-life expenses. Preventative care packages, including one built specifically for puppies and kittens under two, cover routine essentials like annual wellness exams, vaccines, and bloodwork.

Kentucky customers who insure more than one pet receive an automatic multi-pet discount, and those who bundle their pet policy with Lemonade renters or homeowners insurance save on both.

Kentucky pet parents can get a quote in minutes at lemonade.com/pet or by downloading the Lemonade app.