Investec Premium Finance Integrates with Acturis to Streamline Commercial Broker Workflows

Investec Premium Finance has integrated its commercial lines proposition into the Acturis platform, streamlining how brokers access funding for business clients. By removing the need for manual data re-entry, the move allows commercial brokers to manage premium finance requests directly within their existing workflows, enhancing efficiency for annually renewable and cancellable policies.

What was announced

Investec Bank plc has confirmed that its Premium Finance business (IPF) is now live on the Acturis platform. This integration marks a significant stage in the bank’s growth strategy, which began with the launch of the premium finance unit in May 2022. The development is specifically designed to improve broker access to Investec’s funding solutions for commercial lines insurance.

The integration follows a period of successful broker testing. It allows brokers to route premium finance requests to IPF using data already stored within the Acturis system, eliminating the requirement to manually re-key information into the IPF Connect portal for qualifying cases. This functionality is intended to reduce administrative burdens and speed up the financing process for business clients.

The funding provided by Investec covers a wide range of commercial insurance premiums, primarily those associated with annually renewable and cancellable policies. Specific cover types highlighted in the announcement include professional indemnity, buildings, fire, logistics, and cyber insurance. While the integration automates much of the data transfer, Investec has stated that it will maintain its relationship-led service model, which includes access to dedicated broker managers and decision-makers alongside the digital portal.

"Investec Premium Finance has grown by focusing on service, responsiveness and a clear understanding of what brokers need from a funding partner. Joining Acturis is an important enabler of the next phase of growth, because it makes us easier to access through a workflow many brokers already use, while preserving the human interaction and dedicated support that underpin the proposition. This is central to Investec’s ambition to become the lender of choice in the UK for commercial lines premium finance."

Osian Rees, Head of Premium Finance at Investec

The companies involved

Investec Bank plc is a prominent international bank and wealth manager, providing a diverse range of financial products and services to a global client base. Its Premium Finance arm was established to simplify the funding of insurance premiums for brokers and their commercial clients, positioning itself as a service-led alternative in the UK market. The business emphasizes swift access to decision-makers and competitive funding for complex commercial risks.

Acturis is a leading software-as-a-service (SaaS) provider for the insurance industry, particularly dominant in the UK commercial lines sector. Its platform is used by thousands of brokers, MGAs, and insurers to manage the end-to-end insurance lifecycle, from quoting and binding to documentation and renewals. By integrating with Acturis, financial providers like Investec can embed their services directly into the primary software used by insurance professionals. Pollensa Insurance Services, a broker involved in the rollout, highlights the importance of such integrations in maintaining personal support while increasing transactional efficiency.

What FF News has reported before

FF News has frequently covered the expansion of the Acturis ecosystem as it becomes the primary digital highway for UK commercial insurance. Previous reports have highlighted how major carriers are using the platform to launch specialized products, such as in Brit Expands Digital Reach with Launch of Brit Cyber on Acturis Package Platform and Markel Launches Standalone Cyber Insurance Solution on Acturis Platform for UK SMEs. Additionally, the platform’s role in broadening market appetite was seen when Zurich Boosts SME eTrading with Combined Liability Launch on Acturis. In the broader banking sector, FF News also followed corporate developments involving CAB Payments Rejects Helios Consortium Offer as 'Highly Opportunistic' and Undervaluing Future Growth, reflecting the active M&A and growth environment in which Investec operates.

What this means from an insurtech perspective

This integration moves the needle by addressing one of the most persistent friction points in the broker workflow: the "last mile" of the sale where financing is arranged. For too long, premium finance has existed in a silo, requiring brokers to jump between their core system and a separate lender portal. By embedding within Acturis, Investec puts immediate pressure on incumbent finance providers who rely on legacy, standalone processes. From an underwriting and distribution standpoint, this move suggests that the future of commercial insurance lies in "one-click" ecosystems. It raises the bar for other MGAs and carriers, who must now ensure their financing options are as digitally integrated as their policy wordings to maintain broker loyalty and high conversion rates.