Input 1 and Insillion Partner to Streamline Insurance Payments and Premium Finance

Input 1 and Insillion have entered a strategic partnership to integrate premium finance and digital payment workflows directly into policy administration systems for U.S. carriers and MGAs. This collaboration addresses a critical friction point in insurance distribution by consolidating fragmented financial processes into a single ecosystem, allowing fintech-focused insurers to streamline collections and improve agent experiences.

What was announced

The agreement spans three core pillars of insurance operations: policy administration, payments, and premium finance. By combining Input 1’s financial infrastructure with Insillion’s technology platform, the partnership aims to eliminate the operational silos that typically exist between policy issuance and premium collection. This integration is designed to reduce the need for carriers and Managing General Agents (MGAs) to build and manage separate connections across premium payment and financing workflows.

Specifically, the integration allows insurance providers to manage the entire lifecycle of a policy—from inception to payment—within the workflows they already use. For Insillion, the move is a central component of its expansion into the United States market, where the demand for pre-integrated digital workflows is intensifying. The solution provides insurers with the flexibility to support various customer payment preferences while keeping the operational side coordinated and efficient.

By embedding premium finance options directly into the policy workflow, carriers can offer automated financing terms at the point of sale, reducing the administrative burden on brokers and improving cash flow predictability. The partnership focuses on providing a unified ecosystem that supports the growth of MGAs and program administrators who require scalable, pre-integrated financial tools to compete with larger incumbents. This strategic alignment ensures that as businesses grow, their financial infrastructure can scale without requiring significant manual intervention or additional technical overhead.

"As we continue to work with MGAs, program administrators, and carriers in the U.S., we see a need for solutions that bring the best of both worlds by combining policy administration with payments and premium financing,"

Mahavir Chand, Co-founder, Insillion.

The companies involved

Input 1 is a technology and services provider specializing in managed billing, digital payments, and premium finance for the insurance sector. Based in the United States, the company provides the infrastructure necessary for insurers to handle complex premium transactions and financing agreements. Todd Greenbaum serves as Co-Proprietor at Input 1, LLC. The firm has established itself as a key utility player in the insurtech space, often acting as the financial engine behind digital distribution platforms for brokers and carriers alike.

Insillion is an insurance technology provider that serves carriers and MGAs. The company focuses on modernizing policy administration and distribution through its modular digital platform. As it scales its presence in the U.S. market, Insillion has prioritized building a broader ecosystem of partners to ensure its core policy administration software can handle the financial complexities of the American insurance landscape. Unlike traditional legacy systems, Insillion’s approach emphasizes the reduction of manual workflows for program administrators and carriers looking to launch or scale insurance products quickly. Mahavir Chand is a Co-founder at the company.

What FF News has reported before

FF News has closely followed Input 1’s expansion through strategic integrations and service mandates. In September 2026, the company reached a similar milestone when Input 1 and OneShield Partner to Launch Pre-Integrated Insurance Payments and Premium Finance, a move that signaled Input 1’s intent to become the default payment layer for major policy administration systems. Earlier that year, in July, Input 1 Selected by Pivot Funding to Support Captive Premium Finance Operations, demonstrating the firm's reach into specialized captive insurance markets. Additionally, in February 2026, the company’s retail-facing capabilities were highlighted when Input 1 delivers integrated digital payment capabilities for Ironwood Brokers, showcasing its ability to serve both the carrier and brokerage levels of the industry.

What this means

The partnership highlights a significant shift in the insurtech market: the end of the "best-of-breed" era where carriers were willing to stitch together dozens of disparate vendors. Today, the pressure is on for platform providers to offer "out-of-the-box" financial capabilities. For MGAs and carriers, the cost of managing separate payment and financing vendors is becoming a competitive disadvantage. This move puts pressure on standalone policy administration systems that lack deep financial integrations. The industry is moving toward a model where payment flexibility is not just a feature, but a core requirement for policy issuance, forcing legacy providers to either integrate or risk irrelevance in a digital-first distribution landscape.