Ability Insurance Company Debuts ReliAbility Multi-Year Guaranteed Annuity Suite

Quick Summary

Ability Insurance Company has launched its ReliAbility multi-year guaranteed annuity (MYGA) suite to provide Americans with predictable retirement growth. Backed by Mount Logan Capital, these products offer guaranteed rates over 3, 5, 7, and 10-year terms, featuring tax-deferred interest and principal protection recently rated B+ by AM Best.

How does the ReliAbility MYGA suite protect retirement assets?

ReliAbility multi-year guaranteed annuity products are engineered to shield policyholders from market volatility by providing a fixed, predictable rate of return over a set period. By offering tax-deferred interest, the suite allows retirement savings to grow more efficiently compared to taxable accounts. The flagship ReliAbility MYGA is available in multiple durations to suit different financial timelines:

• 3-year terms
• 5-year terms
• 7-year terms
• 10-year terms

“The launch of ReliAbility™ MYGA marks an important step forward in our commitment to helping people secure their financial futures during retirement. As demand grows for solutions that deliver guaranteed, predictable growth, protect principal, and provide a strong foundation for long-term financial planning, Ability Insurance Company is proud to introduce an offering that meets our clients' evolving needs.” said Anna Elliott, President of Ability Insurance Company.

What is the financial backing behind Ability Insurance Company?

Ability Insurance Company operates as a Nebraska-domiciled insurer with over five decades of experience, having been incorporated in 1967. The company is a wholly owned subsidiary of Mount Logan Capital Inc., an alternative asset management firm that reported over $2.0 billion in assets under management as of June 30, 2026. This relationship allows Ability to leverage differentiated investment strategies to support its long-duration insurance liabilities.

“Today’s retirees are seeking greater clarity and control as they plan for the years ahead. Ability’s new MYGA suite is designed to offer the flexibility needed to tailor a strategy that fits their unique goals, while providing the confidence that their financial future is well supported.” said Sam Reinhart, Ability Board Member.

Where are these annuity products currently available?

Ability Insurance Company maintains a broad national footprint, holding licenses to conduct business in 42 states and the District of Columbia. The company’s focus on financial stability was recently validated by AM Best, which awarded the insurer a B+ (Good) credit rating. This rating reflects the company's mission to provide everyday Americans with reliable tools for informed financial planning and long-term security.

FF NEWS TAKE:

The launch of the ReliAbility multi-year guaranteed annuity suite moves the needle by providing a stable entry point for retirees wary of current market volatility. By securing a B+ rating from AM Best and leveraging Mount Logan Capital's $2.0 billion asset base, Ability Insurance Company positions itself as a credible alternative in the crowded retirement market. The variety of term lengths offers necessary flexibility for modern financial planning.