domusIQ Taps Insurity’s SpatialKey to Revolutionize UK Property Underwriting

AI-native property risk platform domusIQ has adopted Insurity’s SpatialKey platform to enhance its underwriting and risk intelligence capabilities. For insurance professionals, this partnership signals a shift toward integrating real-time IoT data with geospatial analytics to manage complex property accumulations and emerging risks like terrorism and active assailant coverage.

What was announced

The adoption of the SpatialKey platform is designed to support the expansion of domusIQ MGA within the U.K. insurance market. The MGA is targeting several key segments, including commercial real estate, residential and commercial property owners, and commercial combined risks. A significant portion of this focus involves smart buildings and developments enabled by the Internet of Things (IoT), where domusIQ utilizes its proprietary CloudLink™ technology alongside approved partner systems.

Beyond traditional property coverage, domusIQ MGA (UK) is set to develop products for emerging risks. These include crisis response, terrorism and sabotage, and active assailant cover. In the United States, the firm will utilize SpatialKey to bolster its advisory and risk technology consulting services specifically for captive insurance programs.

The SpatialKey platform functions by embedding high-value geospatial data and visual analytics directly into the underwriting and quoting workflow. According to the announcement, the system allows users to move from login to live operation in minutes without incurring implementation costs. For domusIQ, the technology provides the ability to instantly assess location-specific risks and the impact of accumulation against its existing portfolio. It also offers hazard mapping to visualize policyholder exposure and feeds real-time risk-scoring data into domusIQ’s proprietary rating algorithms.

"We are delighted to be partnering with Insurity as we launch domusIQ Underwriting in the U.K. SpatialKey's specialist geospatial datasets and risk-scoring tools will help us apply accurate and consistent underwriting methodologies, assess location and accumulation risk with greater precision, and establish terms that properly reflect the characteristics of each risk.”

Jordan Moss, Chief Executive Officer of domusIQ MGA (U.K.).

The companies involved

Insurity is a major provider of cloud-based software tailored for the property and casualty (P&C) insurance industry. The company provides core processing, data, and analytics solutions to a broad client base that includes carriers, brokers, and MGAs. Insurity is a portfolio company of GI Partners, a private investment firm. The SpatialKey platform, which Insurity acquired, has become a cornerstone of its analytics suite, focusing on geospatial intelligence to help insurers understand localized perils and portfolio concentrations.

domusIQ is an AI-native platform specializing in property risk advisory and real-time monitoring. The company differentiates itself through the use of proprietary technology, such as CloudLink™, to gather data from the built environment. By operating as an MGA in the U.K., it combines this technological approach with traditional underwriting to serve the commercial and residential property sectors, while also providing consulting services for the captive market in the U.S.

What FF News has reported before

FF News has extensively covered Insurity’s growth and its integration of artificial intelligence into the P&C value chain. Recently, the company was recognized in the 2026 Gartner® Magic Quadrant™ for SaaS P&C Insurance Core Platforms, highlighting its market position. The firm has also been vocal about the technical evolution of the sector; Insurity’s CEO warned against AI vendor lock-in as core platforms continue to consolidate.

On the product side, the company recently launched the Dorado release to speed up insurance product development using AI. Additionally, FF News reported on EMC Insurance winning an operational efficiency award for its use of Insurity’s technology in modernizing premium audits.

What this means from an insurtech perspective

This move highlights the increasing pressure on traditional property underwriters to move beyond static, historical data. By combining IoT-driven "live" building data with geospatial hazard mapping, domusIQ is positioning itself to capture market share in complex segments like smart buildings where legacy carriers often struggle with precision. For the wider industry, the "no implementation cost" model of SaaS platforms like SpatialKey lowers the barrier to entry for specialized MGAs, potentially squeezing incumbent vendors who rely on long, expensive integration cycles. The focus on emerging risks like active assailant cover also suggests that MGAs are increasingly using high-resolution data to provide capacity for perils that were previously considered too volatile or difficult to price accurately.