Beazley Confirms Affirmative AI Cover to Clarify Cyber and Tech E&O Policy Protections
By Lauren Towner · 18 September 2026
In brief: Beazley has confirmed affirmative AI cover in its cyber and tech E&O policies, ensuring businesses have clear protection against AI-driven cyber attacks and related risks.
| Policy Types | Cyber and Tech E&O |
|---|---|
| Coverage Model | Affirmative AI Wording |
| Risk Strategy | Full Spectrum Cyber Cover |
Beazley, the leading specialty insurer, today confirmed affirmative AI cover in its cyber and tech E&O policies. As businesses adopt AI at pace and cyber criminals increasingly use it to magnify the scale and speed of their attacks, Beazley’s affirmative AI wording delivers certainty and clarity for clients by expressly addressing AI-related risks already covered within existing cyber cover.
Alessandro Lezzi, Group Head of Cyber Risks at Beazley, said: “This endorsement makes it clear to our clients that in the event of a cyber attack, AI-driven or otherwise, they are protected. There is widespread uncertainty about the future of AI and its impact on business, both constructive and destructive. Insurance policies should not add to this uncertainty.”
“AI has become intrinsically linked to cybersecurity from both an offensive and defensive perspective, so as an ongoing risk partner to business, we continue to evolve our solutions. It’s yet another example of how our Full Spectrum cyber cover continuously pre-empts, adapts and responds to rapidly emerging risks.” said Alessandro Lezzi, Group Head of Cyber Risks at Beazley.
Frequently asked questions
What is affirmative AI cover in cyber insurance?
Affirmative AI cover is explicit policy language that confirms AI-related risks are covered under a cyber insurance policy. Beazley has introduced this wording to provide clarity and certainty for clients, ensuring that AI-driven attacks or risks are not left in a legal gray area often called 'silent AI'.
How does Beazley protect against AI-driven cyber attacks?
Beazley protects against AI-driven cyber attacks through its Full Spectrum cyber cover, which now includes affirmative AI wording. This ensures that whether an attack is launched by a human or an AI-powered tool, the policyholder is protected under their existing cyber and tech E&O coverage.
Why is Beazley updating its tech E&O policies for AI?
Beazley is updating its tech E&O policies because AI has become intrinsically linked to both offensive and defensive cybersecurity. As businesses adopt AI at a rapid pace, Beazley aims to remove uncertainty regarding how insurance responds to the constructive and destructive impacts of artificial intelligence.
About the companies
Companies in this story: Beazley Solutions International Ltd
People in this story: Alessandro Lezzi